Is Your Retirement Plan Ready to Work as Hard as You Did?
Most people spend 40+ years building their wealth — but only a few hours planning how to protect and enjoy it. That changes today.
35+ Years | RICP | Investment Advisor Representative | MDRT | Author
Retirement Is the Most Important Promotion You Will Ever Receive
But most people walk into it completely unprepared. They have a 401k. Maybe some savings. A vague idea of when they want to stop working. What they don't have is a PLAN. A real, documented, customized plan that covers not just your money — but your health, your legacy, and your vision for what retirement actually looks like. That's exactly what I build. And I've been doing it for over 35 years.
A Retirement Plan Built Around YOUR Vision
No two retirements are the same. As a Retirement Income Certified Professional (RICP), I build customized, documented, and optimized retirement plans that cover every aspect of your future.
💪 HEALTH Build your health team, plan for Medicare, and ensure your physical and mental wellbeing supports the retirement lifestyle you've earned.
💰 WEALTH Turn your vision into a documented action plan. Maximize your income, protect against risks, and never outlive your money.
🏛️ LEGACY Protect what you've built. Plan for your loved ones, explore charitable giving, and ensure your Wills, Trusts, and Estate are properly structured.
Three Ways to Start Your Retirement Journey
Why Clients Trust Terry S. Mulhern With Their Retirement
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RICP Retirement Income Certified Professional
The gold standard designation for retirement income planning — held by fewer than 5% of financial advisors nationwide.
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MBA Master of Business Administration Finance & Marketing
Case Western Reserve University — one of the top business schools in the United States.
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MDRT Million Dollar Round Table
A globally recognized mark of excellence achieved by less than 1% of financial professionals worldwide.
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35+ YEARS Banking, Insurance, & Retirement Planning
Three decades of hands-on experience helping individuals and families retire with confidence and clarity.
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MULTI-STATE Licensed & Serving Clients Across Multiple States
Based in Dublin, Ohio — working with pre-retirees and retirees nationwide.
Terry S. Mulhern is a licensed Retirement Income Certified Professional (RICP), Investment Advisor Representative, and member of the Million Dollar Round Table (MDRT). Serving clients in Ohio and multiple additional states. All advice is personalized and fiduciary in nature.
What Financial Professionals Are Saying
"If there was only one book I would recommend to every client, it would be Retirement: Congratulations You Have Been Promoted to CEO. It is the only book that deals with every aspect of retirement including physical health, mental health, financial health, and legacy planning." — Justin Carras, CRPS, CRPC
"This book is the roadmap for every single person planning to retire and is the key to unlocking a happy, healthy, and prosperous future." — Carter Garnon, MBA FSCP CLTC, The Garnon Agency
"I will be giving a copy to every current and future client. Thank you Terry." — Mike Davis, Investment Advisor
Is Your Retirement Plan Ready to Work as Hard as You Did?
In just 15 minutes, Terry will review your retirement situation and identify opportunities you may be missing — completely free, no obligation.
Meet Terry S. Mulhern — MBA, RICP, MDRT
Terry S. Mulhern is a Retirement Income Certified Professional (RICP) with over 35 years of experience in banking, insurance, and retirement planning.
He holds a Master of Business Administration in Finance & Marketing from Case Western Reserve University and leads a team of financial advisors and retirement planners serving clients across multiple states.
Terry is also the author of the Amazon #4 Hot New Release — Retirement: Congratulations, You Have Been Promoted to CEO — a comprehensive guide to retiring Healthy, Wealthy, and Fulfilled.
He is based in Dublin, Ohio and personally works with every client to build a retirement plan around THEIR vision.
✅ RICP — Retirement Income Certified Professional
✅ MBA — Case Western Reserve University
✅ MDRT — Million Dollar Round Table Member
✅ 35+ Years of Experience
✅ Licensed in Multiple States